This is a female curvy base body and is available for purchase at http://www.turbosquid.com/FullPreview/Index.cfm/ID/1094615 and it comes with a royalty-free license, meaning you can use it however you like, for your own projects, games, and animations. It has UVs and topology ready for animation. Only the body has UVs though, not the hair or eyes. The ztl is opened in zbrush and you have a 20k game-ready mesh at the lowest subdivision level all the way to 2.4 million mesh at the highest subdivision level. Any details you add will not alter the UV's or edgeflow.
This is a great way to save time and jumpstart a character project without having to make a whole body from scratch. Start a base mesh folder for your modeling and add this to your collection today!